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The open enrollment period for 2016 coverage ran from November 1, 2015 to January 31, 2016.
For plans through the Affordable Care Act, also called Obamacare, open enrollment starts in November. Buy an individual policy through a marketplace or directly from an insurance provider You may want to sign up on the marketplace exchange in your state if you qualify for tax subsidies to help you pay your premiums. Otherwise, if you want, you can sign up for health insurance directly through a plan during open enrollment.
Businesses are being supported in their efforts to create healthier places to work.
Health care providers are being offered tools to make the care they provide more efficient and effective.
This brief reviews medical underwriting practices by private insurers in the individual health insurance market prior to 2014, and estimates how many American adults could face difficulty obtaining private individual market insurance if the ACA were repealed or amended and such practices resumed.
We examine data from two large government surveys: The National Health Interview Survey (NHIS) and the Behavioral Risk Factor Surveillance System (BRFSS), both of which can be used to estimate rates of various health conditions (NHIS at the national level and BRFSS at the state level).
We consulted field underwriting manuals used in the individual market prior to passage of the ACA as a reference for commonly declinable conditions.